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This is a great site that I use personally...I love knowing where my credit score is and Credit Karma makes it easy to track it...if your score is bad it tells you why...Cedit Karma also lets you know how to raise your credit score..Best of all you need no Credit Card for this site....
How to get it
Sign up today and confirm your email and check it out...Take control of your finances with Credit Karma.
How often to use it
I do NOT check my score every month..I check it every other month and sometime I wait two months.
What will you get for free
Besides peace of mind knowing that your score is right. You have access to tools that will help you pay down your debt.